Underated Garium Sulphate

The Underated garium sulphate!

Over the years I have heard a lot of people condemn the intake of soaked Garri (also known as Garium Sulphate, cassava flakes) and have reduced it to a poor man’s meal. Take your time to read through this article, you will understand the nutritional benefits of taking soaked Garri as a normal meal.

Garri is a popular West African food made from cassava tuber. The soaked garri is a popular fast food for majority of people in Nigeria. Moreover, it could simply be taken as regular flakes and mostly taken when the weather is hot (in the afternoon or at night).

Best ways to soak garri

Garri is basically associated to poor people because it’s sold very cheap (measured in cups), easy to prepare and can be prepared with nothing but only water. Therefore, those that can’t afford a decent meal would rather go for it. Hey! That’s for poor people, left to me garri is for rich dudes but have been abused by the poor. I have met a lot of rich people who really enjoy taking garri as a meal. An average Nigerian in one way or the other must have taken garri. I was amazed when T-boss (from Big Brother Naija, BBN) opened her mouth to say she had never taken garri. I don’t really want to talk about that now.

Nevertheless, there are special ways of preparing your lovely soaked cassava flakes. This is how a normal garri looks like without adding anything:

Things you need to prepare it:

a. Cassava flakes
b. Water
c. Cubes of sugar
d. Groundnuts or kuli kuli
e. A tin of milk
f. Ice blocks or cold water
g. Fried/grilled fish or Pkomo (also known as Canda)
h. Coconut

Adding these things properly together makes up a decent soaked garium sulphate and can cost about N700, which is far above an average Nigerian’s meal. Moreover, there are nutritional benefits of soaked garri. Garium sulphate is rich in fiber, magnesium, Vitamin A (for yellow cassava) and copper. This directly implies that garri made from yellow cassava can improve your eye sight and when taken according to my prescription above will give you a balanced diet. Therefore you have no worries, because a plate of soaked garri can make your day (especially if your day was hectic).

Be proud of Africa and its wonderful heritage. I love My Africa!

Applying for Personal Loans With Bad Credit Does Not Need to Be a Chore

To some of us, the task of applying for a loan is a chore even at the best of times. Not only do we have to fill out application forms and produce the required documentation, we must also wait to learn if our application was successful. This can be a nervous time, especially since applications for personal loans with bad credit are not usually accompanied with great confidence.

But applications for loans with bad credit do not have to be the chore that they seem. Nor do they have to be nervous uncertainties that leave us sitting on the edge of our seats. In fact, so long as the application itself is in proper order, there is every reason to believe that it will be successful.

This is because, for every lender, the chief concern when assessing an application is not the credit rating of the applicant, nor even the size of the loan itself, but that the monthly repayments are affordable and the schedule will be stuck to. So, getting personal loan approval despite poor credit is not impossible, especially when some simple steps are followed.

Choose the Right Loan

The first thing to do is to understand fully the type of loan that the application is for. There is more than one type of personal loan with poor credit, and there is likely to be one best suited to your circumstance.

A loan term can range from 2 weeks (a payday loan) to 35 or 40 years (a mortgage or home loan). What is important to understand is that the longer the loan term, the greater the amount of interest paid over its lifetime. However, applications for loans with bad credit can also be affected positively by the term because the longer the term the smaller the monthly repayments.

The size of the loan is an important factor in getting personal loan approval despite poor credit. But so long as the monthly salary of the applicant can comfortably cover the repayment amount, even a large loan of $50,000, for example, can be approved.

Secured versus Unsecured Loans

Perhaps the most significant difference is that between secured and unsecured loans. An unsecured personal loan with bad credit can be more difficult to gain approval on simply because there is no collateral provided, and therefore the application is considered a higher risk by lenders.

When it comes to secured loans, the bad credit tag is rather insignificant since the collateral itself makes the loan a safe investment. For this reason, applications for loans with bad credit, when accompanied with security like an item of jewelry or a car, is welcomed by lenders.

Though it might be inconvenient, the fact that the loan is secured means the loan can be recouped should the lender default. So, personal loan approval despite bad credit is far more likely.

Advantages of a Payday Loan

When the minimum of fuss is preferred, as well as the maximum of speed in getting approval, the best personal loan with poor credit option is a payday loan. Typically, applications for loans with bad credit can take a day or more to be approved or rejected, but this loan can be approved in just an hour.

However, they are also required to be repaid in the extreme short-term (2 weeks to 30 days), while such personal loan approval despite poor credit occurs because it is granted against an upcoming pay check.

So, the only thing that matters is that the paycheck is large enough. These personal loans with poor credit are ideal for accessing emergency cash and require basic criteria to be met.

Traveling Is A Way Of Attaining Peace FOR The Soul

Travelling is a thrilling experience for a lot of people. It gives them the adrenaline rush they are looking for and makes them exhilarated about all that is related to travelling. The travelling lust is quite hard to resist and there are people who cross all limits of fulfilling all the wishes and desires that they hold for travelling in their hearts.

It can turn out to be an amazing experience only if one plans it perfectly and takes care of all the little to do things that should be taken care of while travelling. It is a joyous ride and it can turn out to be really amazing.

Let us have a look at some of the tips you need to know for travelling:

• MAKE A PROPER LIST

Always have a list of everything that you would be needing and pack accordingly. A list will help you remember everything that needs to be packed and you will not forget anything in the last moment. So keep everything in your mind so that everything is kept in your mind and you know exactly what all you will need while you are on the road.

• LEARN THE COMMON TONGUE OF THE PLACE

This always helps no matter where you are travelling to. If you know few of the common phrases of that place in their mother tongue it always makes it much easier to travel and makes it much more convenient as well. Therefore try to take out some time and learn just few of the common phrases that people mostly use their so the conversing gets easier.

• DON’T FORGET THE EXTRA CAMERA BATTERY

Camera is one of the most important things to carry when you are travelling. You would obviously want to take a lot of snaps of every place you visit and capture all your memories in those photographs, therefore do not forget to carry that extra camera battery just in case of an emergency. You never know when your camera might run out of its battery due to constant usage; therefore it is always safe to carry an extra pack.

• KEEP YOUR ROOM NUMBER AND HOTEL ADDRESS NEAR TO YOU

This is just in case you have to refer to it suddenly or you get stranded and you need to ask for directions. Keep these two pieces of information handy so that you can use it whenever necessary. It is for your own good and safety, therefore just be alert while you are travelling and keep the important tips on mind. This is absolutely necessary to make your trip a successful one.

Qualities of Great and Professional General Contractors

If you want to become a great and a professional one General contractor at a managerial level, then you need to possess these qualities in you. To complete your project in a great way, to complete hundreds in some specific tasks in prescribed time, to possess leadership qualities in you, this is what great and professional Home contractors do! Here you will know that which are those main and crucial abilities if you want to count yourself as the best and great one contractor’s at the managerial scale:

Communicate clearly and in an effective manner

It is always seen that the best and reliable contractors, they pass clear communication messages to their team members. They effectively communicate with their teammates be it they work on small projects or big projects. If you know the importance of understanding effective communication and applying effective communication between your project, then you can become a great Builder at the managerial level. To execute and plan for your project and activities, it is this effective communication that matters. How can your teammates be able to perform on projects if you will not tell them precisely that what exactly you want! Your subordinate will fail to show their abilities if they do not get clear messages and instructions from their manager contractor. Most of the projects performances get completely and wholly derailed because of poor and worst communication skills from the sides of General Contractors. To become a great manager related to construction projects, you should know how to transcribe minor and intricate project details to your teammates.

Delegate the tasks

A professional and a senior Builder do not take the credit of the whole success of a project. He is the one who equally gives credit to his team members as well. A successful General Contractor delegate tasks and assignments to his skilled workers. He alternates their duties, assigns different tasks to them so that each of the workers gets equal chance to show the best part of their abilities.

They furnish references

All professional general contractors are registered. If you ask them for references, then they furnish it instantly. They always promise and assure a professional job. They do not feel hesitant to show a satisfied and happy list of their clientele to share with you. If that list shares their good and satisfying experiences with you, then that general contractor should be chosen by you.

They show certificates

Professional general contractors do not have to boast and brag about employing and hiring highly professional qualified technicians for your project. If he is a licensed contractor, then he will not hesitate to show his certificates to you. Reliable contractors are insured and also registered as well.

Problem-solving potential

A smart General contractor comes with problem skills as well. It is true that each and every construction project, they come with huge in some challenges and obstacles, hidden problems. He is the one who has this ability to identify each and every worst-case scenario and then makes his project to come out from that worst-case scenario as well. At times, construction projects do experience many of the additional problems like that of community backlash and political opinions, because of these issues the progress of any project gets also hinder and stops. A smart and sharp General contractor can easily handle these additional problems too.

Teamwork spirit

Anyone actually realizes the importance and significance of team work, then it is this smart and clever enough General contractor who understands! Any project cannot have success without the cooperation and coordination of rest of team workers. If any project gets accomplished and successful than a friendly General contractor does not forget to give credit and praise his teammates as well. He has this belief on phrase “let’s work together”! He develops and creates the environment of trust and also an appreciation for his workers. It is just a welcoming feedback which employees love a lot.

To call yourself as the smartest Contractors at the managerial level, you should not disregard these skills of communication and teamwork, problem-solving skills and delegating the tasks. To get this assurance that your project will get a success and too high return on investment, you need to possess these abilities in your personality then.

The Ideal Cars for Transporting Many People

Do you ever find that you need to transport many people at a time but don’t have a big enough car to do it? Maybe it’s time for you to get a bigger car. Here are a 6 bigger cars to consider.

Ford Transit Connect LWB

This seven passenger car can fit two more people than the average car. The passengers also don’t feel as cramped as they would in a standard car. Not only does it have extra leg space but it also has head space for the taller people. The car also doesn’t use too much fuel considering its size and the amount of people it can carry.

Mercedes-Benz M-Class

Although it is considered a status brand, this might be one of the cars that could fit many people. It’s bigger than many other SUVs and it also has an impressive engine. It is powerful and comes with the option of 4matic all-wheel drive.

Honda CRV

This is an SUV that has loads of space. It has more than enough space for large items of luggage and a decent amount of space for any of your passengers. It is also a modern and affordable car that can accommodate a number of passengers.

BMW X Series

Like the Mercedes, BMW is also on top of the status list because of how amazing the engineering is. The X series might be a five seater car but it has a large amount of space in the back. Packing luggage and briefcases won’t be a problem with this car.

Kia Soul

Perhaps one of the cheapest cars for a family, it still has the quality and space that you are looking for. The Kia Soul is nicely compacted for easy driving and parking. Plus the frame of the car is quite large so you will have extra space on the inside.

Toyota Fortuner

This off-road car is one of the older models that have always been a favorite for adventure enthusiasts. Going on a camping trip with friends has never been easier and as comfortable. Not only can you enjoy the space on the inside but you also won’t have to worry about damaging the suspension and the tyres because of the way it was built.

When traveling with many people you have to make sure that you are doing it legally. By law, you are not allowed to overload a car with more than the intended amount of people.

Luxury Car Conversions: What The Whole Fuss Is

Having a personal car has been the matter of the status from the years and is expected to continue for many more years to come. The status of a person increases more in the society as soon as he drives a new car at his doorstep, and if the car is luxurious then undoubtedly the eyes of his neighbors stare at his place. This is mainly because the price tag of which the luxury cars are priced in international market. But having a luxury car is not the bag of everyone’s shoulder and therefore lots of the car lovers across the world have to sacrifice their desire of driving a luxurious car throughout their life and have to compromise the affordable car according to their budget for drive.

But, now all this is going to be the tale of yester years as now there are various options by which these cars owners can convert their existing car into a brand new luxurious car of their choice. Recognized as luxury car conversions this trend in recent years has flourished at jet dynamic speed across the world facilitating the regular car customize their car with the features that are offered in any of the luxurious cars being sold across the world. As the general practice is refers to the third-party customization which are not offered by the original manufacturer of that vehicle but customized on the demand of the car owners according to his requirement. In simple words, it may defined as the process where in the noticeable features of some standard car are converted in resemblance to some luxurious car.

An interesting feature of getting the car conversions is that along with integration of luxurious specifications it also helps in enhancing the comfort seating experience of the persons travelling in it. The conversion also impacts the functionality of machinery installed inside the bonnet and helps in offering superior performance of the car similar as offered by its original version. It would be interested to know that till few years this type of conversion was considered as an expensive investment pulling the car owners towards additional financial burden. But interestingly with entrance of different suppliers of the part of car conversions now days different types of kits are available in market which facilitate the car owners to convert their in accordance to their preference at their own end.

The commonly preferred cars that are converted into luxurious cars are Jaguar, Land Rover, Aston Martin, Ferrari, Lamborghini, Bentley, and The Vault.

An interesting feature of getting the car conversion is that the countries where the car enthusiasts get their converted into new avatar is that this conversion is strictly done according to the norms applicable in that country. For instance in the country where cars with left hand drive are preferred then in such country the conversion will be applied only with left hand drive to comply strictly according to its transportation law. Similarly in the countries where there is condition of political and social unrest the cars will be equipped with all saving standards that will protect the passengers from any type of bullet attack.

One more thing which needs to be specified about car conversions is that along with integration of luxurious features appropriate attention is paid towards the overall outlook of the car whether it is on its exterior or interior. This includes placement of lighting, plastic cladding, roof rails etc on the exterior front.

Jewelry In Ancient Rome

Jewelry is a fascinating fashion accessory that has been popular from ancient times. It has played a variety of roles including political, religious and ornamental, and jewelry artifacts have helped modern historians shape pictures of the daily lives of ancient civilizations.

Jewelry in ancient Rome is no exception. There are literary accounts and pictorial depiction such as in the Regina tombstone, plus an abundance of other artifacts available that help us to understand the role jewelry played during this fascinating time.

Jewelry was worn by men and women though it was subject to conventions of the time; particularly with regards to the appearance of men. Male jewelry was typically practical in nature. Men usually wore a single ring. The ring would serve a functional purpose. Typically a signet ring, the male jewelry item was used to seal official documentation. The male signet ring was initially iron but was later produced in gold as it displayed status and wealth more clearly.

Other practical uses of the signet ring included the inlay being a type of key for a strong box. Literary evidence suggests that propriety regarding male jewelry was ignored by a minority of fashion fanatics, as with any other social group. Trends and attitudes also changed from the time of Emperor Augustus. The emperors were established with official state clothing during his reign which included jewelry as a display of status and power.

Jewelry also had a protective function in ancient Rome. Boys wore an item of jewelry known as a bullah. This was worn from being a baby. It was worn around the neck and was a form of chain with a pouch which contained an amulet. This was a jewelry item worn by most classes, but the rich upper class had bullahs made of gold. The amulet was often phallic in design, as boys were considered to be the stronger species and so needed protection. Another jewelry item worn by boys was a small gold ring which was again carved with a phallus for good luck

With regards to women, jewelry was first and foremost a display of wealth and status. Women had no obvious status distinction through their dress like Roman men. Therefore, hairstyles and jewelry were the only distinction possible. The importance of jewelry to the status of women is apparent through certain historical events. When the Oppian law was passed in 195BC curbing the use of jewelry and suggesting it be handed over for war materials, women demonstrated against this in the streets. During the campaigns of Marcus Curellius, women chose to donate their jewelry to get enough gold to send a huge gold vase as an offering to Delphi. Their behavior was rewarded with speeches at funerals which had previously been only for men.

The type and amount of jewelry worn by women varied, but the richest women were the most flamboyant in terms of amount and style. Amber jewelry was only worn by lower class women and was thought vulgar by the wealthy who favored gold jewelry. Other items used to make jewelry include pearls, colored glass beads and polished stones. These would be inset in gold and would vary in size and style, depending upon status. It was possible to tell a lot about a woman in ancient Rome by the jewelry she wore.

The types of jewelry worn include necklaces with adornments such as pendants, amulets. Fibula which are similar to safety pins were used as fasteners and so were often adorned to make them a piece of jewelry that was both function and beautiful. Earrings were popular and came in both hoop and drop styles. Rings were usually inset with stones or carvings.

Particularly popular jewelry items were engraved gems which were referred to as intaglio. These were gems such as carnelian, jasper and chalcedony that had a sunken or engraved image, created with the use of wheels and drills.

Tomb jewelry findings suggest that bracelets were usually worn in pairs with one on each arm. Some tombs have revealed up to 7 items of jewelry on each arm which shows how the conventions for men and women differed. Even gold thread hairnets have been discovered.

This article is under GNU FDL license and can be distributed without any previous authorization from the author. However the author’s name and all the URLs (links) mentioned in the article and biography must be kept.

Cutting Costs Without Reducing Your Team

One of the things that many businesses around the world are notorious for is layoffs of their workers when they have to cut costs. It appears as though the least required asset for these companies is their workers. As brutal as it may sound, many businesses reduce their team sizes to reduce their costs every day. It is quite surprising because there are in fact dozens of different ways for businesses, especially small ones, to cut their costs without sending their employees home. Not to mention, small businesses aren’t in the best position to terminate their employees when they are already struggling with growth and expansion.

Let us first look at the circumstances and reasons why small businesses resort to firing their employees and terminating their contracts.

Reasons Why Businesses Terminate Their Employees

Your Employee’s Performance is below Requirements

The biggest and probably the most valid reason for firing an employee is when they are not able to perform according to the set targets. Despite this being a valid reason, you should always follow the complete procedure and let go of your employee most ethically and professionally possible. Tell them that they also have the right to quit a company when a company does not pay them as promised and vice versa.

Your Employee Isn’t Honest

You have noticed that your employee is not honest. They try to spend time doing nothing behind your back and are interested in things that they should not be concerned with. It is a risk to have such a worker working at the company.

Your Employee Is Having a Hard Time Assimilating

One of the reasons why many employees are not able to give their best is because they can’t fit in the culture of your workplace. It’s either their religious, personal or moral beliefs that don’t let them feel being a part of the team.

Your Employee Doesn’t Care

Believe it or not, some employees don’t care about the rules and regulations of your workplace and being at a professional place. They bully people around them, try to act pretentious, are not punctual and do not pay any attention to the dress code policy.

Your Employees Cost You Too Much

This is quite an oxymoronic situation where the people who bring you business are the ones costing you money. Sometimes, companies become financially weak, and the only way they have to reduce their costs is firing employees. This helps them save money on employee compensation, bonuses, and incentives.

Is Employee Termination the Only Way to Cut Costs?

Not at all! There are many other ways for companies to reduce their costs without letting go of their employees. Here are some.

Negotiations with Vendors and Suppliers

You can look into your current list of suppliers and vendors and look for opportunities to reduce costs. You have to realize that there are group purchasing organizations developed specifically for this purpose. Furthermore, there are online search engines designed specifically for businesses where you can find other businesses that can help you reduce your costs.

Buy in Bulk

One simple way to reduce your costs is to purchase in bulk. Whether you are buying products or subscribing to software or online platform services, bulk purchases will always help you reduce your costs. As a business, you are subscribed to dozens of different online services and buy various items on a monthly or weekly basis. Buy them for several months or a complete year to save your costs.

Reduce Lavish Expenses for Now

It is amazing that businesses offer their employees with refreshments, coffee, and teas for free, but there is a time when you can do this with ease. Until and unless you have reached a point where affording such luxuries do not bother you at all, do not introduce them.

Invest in the Right Technology

Whether you are buying an electric generator for your office, bulbs and lights, ceiling fans, air conditioning units or machinery, you must invest in latest and energy-efficient technology.

Market Wisely

Marketing can suck a lot of your capital out of business depending on the type of marketing you are doing. However, it will be rewarding for you if you use analytical data to narrow down only the marketing campaigns that are lucrative for your business. Spend on them and keep away from spending on marketing efforts that have not yielded any good results.

Similarly, you can find many other ways to reduce your costs without sending your employees home.

Risks Associated with Firing Your Employees

While firing your employees should be the last thing on your list of methods to cut costs, you must also know the many risks that come with employee termination. Here are a few.

Sharing of Company Secrets with Competitors

When employees are not happy with your decision of firing them, they may not care about what action you can take against them. They may go for interviews with your competitors and share your trade secrets. This can be a big set-back for you if your competitor decides to take advantage of the situation.

Lawsuits

When employees believe they have been fired based on unreasonable grounds, they may try to take you to court. If any wrongful termination is proved, it can be expensive for your company. Always be sure to complete the procedure of termination or make sure the termination is justified.

Attack on Brand Image through Social Media

Today, people have a voice, and some people are ready to listen to their voice. Social networking platforms are great places for employees to discredit your brand and slander your image if they believe they were terminated by you wrongfully.

Bad Performance of Existing Employees

It does not matter how much you care about your employees. They may have a stronger connection among themselves than they have with you. Therefore, when you terminate an employee and cause some dissention among the ranks.

So, it is highly recommended that you consider the many other ways of cutting costs for your small business before choosing to terminate your employees.

Fashion Style – Granny Chic to Look Young

After the vintage style and oldies taken over the trend and catwalks of the world, looks like an old woman style is ready to look young again. Several years ago, if someone is wearing a 70s dress, people will surely look with weird stare and called it ‘ancient’. However, once catwalks bring back this style. The word ‘ancient’ was turned into ‘vintage’ and the whole world affected by this trend.

Dress small floral knee-length, with belts and sunglasses are the same width back to be a trend. Even those who have quite fashionable mother can smile because of the clothes, and accessories appear to be their mother’s vintage. This time, the world’s hottest catwalks present various granny-chic styles as a trend for autumn and winter 2010.

What is distinctive of a grandmother? Glasses, it helps the already blurred vision. You will need oldies-style glasses to look like grandma; one with width and thick-rimmed, black or brown. Furthermore, you will need a tote bag. Tote bag with floral or other vintage motif and soft colors, not too flashy style, is well suited to accompany your style. Choose a tote bag which has a simple model and still the typical old style. The more modern design would eliminate the impression of granny chic.

It’s time to play with the skirt that is suitable for this style. You can choose a classic pencil skirt or A-line skirt with natural colors. All these high-waist skirt are seldom subordinate to the elderly who designed hipster. Complete with beautiful small belt to give the chic impression. Like the skirt, select a blouse with soft colors, simple design and high cut collar. Say good bye to the deep V-neck collar and piece of other modifications. You can choose the accented modern blouse in the arm.

Finally, choose accessories that are not too big, just small to medium sized; simple but beautiful enough to be admired! Avoid contemporary and modern design, of course. Remember, a grandmother usually does not use an excessive amount of accessories. A pair of earrings, one to two rings, necklaces and bracelets and a watch is enough. You can be stylish with granny chic if you are creative in mix and match.

Why Should We Hire Family Law Practice

Family law can be defined as a practice that is closely concerned with the legal issues that have to do with family relationships like child custody, divorce and adoption. The lawyers who practice in this area usually deal with divorce, child support and so on. There are those that choose to specialize in emancipation, paternity, and adoption or any matters that relate to divorce. Formal requirements have to be reasonable and that is usually determined by the state. This includes things like legal capacity, age and same sex marriages. The state is also responsible for setting out the procedures and the rules that govern divorce as well as other matters related to family law.

Important terms to family lawyers

Emancipation: this is a process of the court whereby a person or a minor is allowed to be self-supporting. This means that he assumes the responsibilities of an adult for his welfare and won’t be under the parents.

Marital property: this is the kind of property that was acquired by a spouse while they were married and that needs to be divided when they divorce.

Alimony: this is the allowance that is given to a spouse for support when they are legally divorced or separated or when they are awaiting either of the two.

Paternity: the descent or origin from father. Establishing paternity means that you are confirming who the biological father of the child is.

Prenuptial agreement: this is an agreement that is usually made between two parties before they get married. Here, future rights to property are given in case death or divorce occurs.

Why hire a family lawyer?

Many of the family lawyers offer their services during divorce proceedings and other matters that may be related to divorce. Family law is a broad practice however, and it includes areas like reproductive rights and foster care. Some of the reasons as to why you may need a family lawyer include:

Divorce: every partner hires a lawmaker who is responsible for the creation of a settlement plan so as not to go top trail. They are usually people who can be able to divide any marital property, proposing child custody scenarios, and also calculating spousal support.

Child support/ child custody: the court orders and agreements on settlement involve support and custody and can be included in divorce cases that are larger. These can be revisited if any conditions change like the financial standing of a parent.

Paternity: sometimes a mother can file such a case as they try to secure some child support payments from the father. Also, a father can file a paternity case so as to be able to have a kind of relationship with a child. DNA testing is used for the determination.

Adoption: foster care and adoption is both complex. The process can differ and usually factors like where a child is from and state laws can affect the process. A family lawyer can be able to handle all these. A foster parent can sometimes adopt a foster child. The entire foster process sometimes doesn’t require any kind of legal representation.

Posted in Law